Personal Accounts

$100 MINIMUM to open account
NO monthly service charge if balance remains $500
or greater
$10.00 monthly service charge if balance drops
below $500
UNLIMITED check writing
FREE monthly itemized statement with check images
or E-Statement
FREE ATM/Debit card
FREE Internet Banking
Discounted fee for on-line bill payment
FREE ATM usage at any Rankin, Hinds
or Madison County ATM - fees refunded upon presentment of ATM receipt by mail or in person to any BOF location

$500 MINIMUM to open account (no service
charge for first 30 days)
INTEREST paid on balance above $1,000
VARIABLE TIERED interest rates
NO service charge if balance remains above $1,000;
otherwise an $10.00 per month service charge is
assessed
UNLIMITED check writing
FREE personalized Premium Checks
FREE monthly itemized statements with check images
or E-Statement
FREE Internet Banking
Discounted fee for on-line bill payment
FREE ATM usage at any Rankin, Hinds
or Madison County ATM - fees refunded upon presentment of ATM receipt by mail or in person to any BOF location

$100 MINIMUM to open account
$15.00 quarterly service charge if balance falls below
$100 any day of the quarter
Limit of six (6) withdrawals per quarter; $5.00 per
withdrawal over six (6)
Variable rate account
Interest credited to account quarterly

$500 MINIMUM to open account
$10.00 monthly service charge if balance falls below
$500 during a statement cycle; a $5.00 fee will be charged for each withdrawal, check or debit paid in excess of six (6) during the statement cycle
Unlimited withdrawals may be made via teller or ATM
Variable tiered rate account
Interest credited to account monthly
No interest paid if balance falls below $500
Please call for current interest rates